Education First
Understand Medicare before making decisions.
Bellman + Associates
LORI BELLMAN
Medicare Broker | Medicare Educator | Medicare Advocate
Medicare can be complicated. Understanding it shouldn't have to be.
I provide education-first Medicare guidance designed to help you understand your options, make informed decisions, and have someone in your corner long after enrollment.
“Medicare beneficiaries deserve more than high-pressure sales calls and a mountain of Medicare mail that leaves more questions than answers. They deserve clear, unbiased education, thoughtful guidance, and an advocate who will still be there after the enrollment is complete.”
Start where you are
The right Medicare conversation starts with your situation.
Whether you're approaching 65, still working, or already enrolled, there is a clear next question to ask.
Start here
Turning 65
Understand when and how to enroll, what Medicare covers, and what decisions you'll need to make.
Explore this pathStart here
Working Past 65
Understand whether you should enroll, delay Medicare, and how employer coverage, HSAs, and Medicare work together.
Explore this pathStart here
Already on Medicare
Review your current coverage, changing healthcare needs, prescriptions, providers, and available options.
Explore this path
My why
Long Before Medicare Became My Profession, Advocacy Was Already Part of My Life.
I found myself helping family members and friends navigate healthcare during times when they were already carrying enough—asking questions, making phone calls, and helping make confusing information feel manageable.
Those experiences shaped the work I do today: listening, educating, and advocating so people and families can make informed decisions and feel heard.
Three principles
Clarity is the work.
Transparency
A client-facing monitor lets you see exactly what I see as we compare your options together.
Ongoing Advocacy
My support and advocacy continue well beyond enrollment.
EDUCATION & EVENTS
Medicare Education — In Person or From Home
Join Lori for complimentary Medicare education designed to make Medicare easier to understand before you have to make important decisions.
For organizations
LOOKING FOR A MEDICARE EDUCATOR FOR YOUR ORGANIZATION?
Medicare education for employers, unions, community organizations and other groups.
Client Stories
My Clients Aren't Policy Numbers. They're People — and They Have Stories.
The best measure of this work is whether people leave the conversation feeling more informed, more confident, and never rushed.
I’m very thankful I chose Lori to help me navigate Medicare. She earned my trust from the start, and I always felt like she had my best interests in mind.
We appreciate Lori’s diligence in helping us navigate the Medicare landscape. We have been pleased with the plans we selected and have met all our needs with medications, doctors, OTC allowance and Silver Sneakers.
Lori is the best! I’m so happy that I was referred to her. Last year’s review showed me that she is professional, beyond knowledgeable and up to date with what’s going on in the insurance realm.
A good next step